Soul Food for June 7th: The Difference between Financial Riches and Wealth

Happy Soul Food Friday!

“We must not allow the clock and the calendar to blind us to the fact that each moment of life is a miracle and mystery.”—H. G. Wells 

Future–Proofing for Tomorrow– There is a Vast Difference between Financial Riches and Wealth

What is future proofing?

It is the process of trying to anticipate future developments, so that action can be taken now to minimize possible negative consequences, and to maximize opportunities.

It is about building a strong enough foundation to ensure long term, sustainable success.

Here are some future proofing factoids:

If you are working, your job is your #1 investment. Your education is your second most important investment.

Spend more time building a legacy than an inheritance. If you cultivate the proper work ethic and relentless passion for lifelong learning, and cultivate generators of value not just extractors of value, the next generation will produce their own annuity.

Money doesn’t cause problems, your relationship to money causes problems.

Most of us have a lousy relationship with money.

The same sadly is even truer with time.

Most of us have a lousy relationship with time.

How do I know? Well, we kill time, we waste time, and we spend time but rarely invest time.

Lousy relationships with both money and time cause a lot of problems both in the present and by extension in the future…

Maybe it’s time to revisit our relationship with time and money.

Interestingly, if you think about it, time is more valuable than money. You can lose all your money and earn it back but you never get the time back.

Today is unprecedented. Today is unrepeatable.

We never get today back to invest it wisely.

Do give BACK! Giving back is highly correlated with healthier and happier people.

“Gratitude is the ultimate antidote for materialism” We ARE spirits in a material world as the Police remind us…

This week:

Givers and Takers:

Financial Literacy and the Fact$ of Life:

I learned about Mind Treasures recently and got very inspired!

In Our Minds:

But first some Homographs & Heteronyms: English is such a Crazy Language we should be all committed to an asylum for the verbally insane.

Homographs are words of like spelling but with more than one meaning. A homograph that is also pronounced differently is a heteronym.

You think English is easy?? Watch your language!

1) The bandage was wound around the wound.

2) The farm was used to produce produce.3) The dump was so full that it had to refuse more refuse.4) We must polish the Polish furniture..5) He could lead if he would get the lead out.

6) The soldier decided to desert his dessert in the desert..

7) Since there is no time like the present, he thought it was time to present the present.

8) A bass was painted on the head of the bass drum.

9) When shot at, the dove dove into the bushes.

10) I did not object to the object.

11) The insurance was invalid for the invalid.

12) There was a row among the oarsmen about how to row.

13) They were too close to the door to close it.

14) The buck does funny things when the does are present.

15) A seamstress and a sewer fell down into a sewer line.

16) To help with planting, the farmer taught his sow to sow.

17) The wind was too strong to wind the sail.

18) Upon seeing the tear in the painting I shed a tear..

19) I had to subject the subject to a series of tests.

20) How can I intimate this to my most intimate friend?

Let’s face it – English is a crazy language. There is no egg in eggplant, nor ham in hamburger; neither apple nor pine in pineapple. English muffins weren’t invented in England or French fries in France . Sweetmeats are candies while sweetbreads, which aren’t sweet, are meat. We take English for granted. But if we explore its paradoxes, we find that quicksand can work slowly, boxing rings are square and a guinea pig is neither from Guinea nor is it a pig..

And why is it that writers write but fingers don’t fing, grocers don’t groce and hammers don’t ham? If the plural of tooth is teeth, why isn’t the plural of booth, beeth? One goose, 2 geese. So one moose, 2 meese? One index, 2 indices? Doesn’t it seem crazy that you can make amends but not one amend? If you have a bunch of odds and ends and get rid of all but one of them, what do you call it?

If teachers taught, why didn’t preachers praught? If a vegetarian eats vegetables, what does a humanitarian eat? Sometimes I think all the English speakers should be committed to an asylum for the verbally insane. In what language do people recite at a play and play at a recital? Ship by truck and send cargo by ship? Have noses that run and feet that smell?

How can a slim chance and a fat chance be the same, while a wise man and a wise guy are opposites? You have to marvel at the unique lunacy of a language in which your house can burn up as it burns down, in which you fill in a form by filling it out and in which, an alarm goes off by going on.

English was invented by people, not computers, and it reflects the creativity of the human race, which, of course, is not a race at all. That is why, when the stars are out, they are visible, but when the lights are out, they are invisible.

PS. – Why doesn’t ‘Buick’ rhyme with ‘quick’ ?

Lovers of the English language might enjoy this .

There is a two-letter word that perhaps has more meanings than any other two-letter word, and that is ‘UP.’

It’s easy to understand UP, meaning toward the sky or at the top of the list, but when we awaken in the morning, why do we wake UP ?
At a meeting, why does a topic come UP?
Why do we speak UP and why are the officers UP for election and why is it UP to the secretary to write UP a report?
We call UP our friends.
And we use it to brighten UP a room, polish UP the silver; we warm UP the leftovers and clean UP the kitchen.
We lock UP the house and some guys fix UP the old car.
At other times the little word has real special meaning.
People stir UP trouble, line UP for tickets, work UP an appetite, and think UP excuses.
To be dressed is one thing, but to be dressed UP is special.
A drain must be opened UP because it is stopped UP.
We open UP a store in the morning but we close it UP at night.

We seem to be pretty mixed UP about UP!
To be knowledgeable about the proper uses of UP, look the word UP in the dictionary.
In a desk-sized dictionary, it takes UP almost 1/4th of the page and can add UP to about thirty definitions.
If you are UP to it, you might try building UP a list of the many ways UP is used.
It will take UP a lot of your time, but if you don’t give UP, you may wind UP with a hundred or more
When it threatens to rain, we say it is clouding UP.
When the sun comes out we say it is clearing UP.
When it rains, it wets the earth and often messes things UP.
When it doesn’t rain for awhile, things dry UP.

One could go on and on, but I’ll wrap it UP,
for now my time is UP,
so…….it is time to shut UP!
Now it’s UP to you what you do with this…

The Power of Giving:

Givers and Takers:

http://news.yahoo.com/secret-success-giving-not-taking-103000667.html 

Financial Literacy and the Fact$ of Life:

Glenda and Hillel have been working together on an idea/project to help parents discuss the sensitive issue of money/finance with their kids with “The Fact$ of Life: Teaching Children about Dollar$ and Sense”.  The reality is that kids are exposed to sex on the internet/TV etc. and they know more about sex than fiscal responsibility at an impressionable age.  Yet, few parents teach their kids the FACT$ OF LIFE.  So, where and how will your kids learn to navigate the world of “Money”? 

Glenda raised two daughters as a single mother.  She accumulated practical ideas and useful tidbits to share with parents who are hungry for fun ways to communicate effectively about this topic with their kids.  She has worked at nonprofit organizations for over 20 years and is an excellent organizer.

Hillel is a financial life planner.  Over the past 23 years he has had numerous conversations with clients about engaging their families in the conversation about:  allowance, saving, college, investing etc.  He founded a not-for-profit called: “Our Little Blue Box” dedicated to respectful family communication.

Their passion for helping bridge the gap of financial and money conversations is a driving force.

They would like to introduce this presentation to you, with the hope that you may consider us bringing it to your organization/family/school.

You are invited to attend their premier presentation – The Fact$ of Life: Teaching Children about Dollar$ and Sense:

WHEN:  Tuesday June 18^th, 2013 from 5:00pm to 7:00pm

WHERE:  4330 La Jolla Ville Drive, Suite 330, San Diego, CA 92122 (conference room)

RSVP at your earliest convenience (seating is limited):

To Register, please click: www.hkfinancial.com/future then click on Fact$ of Life

Refreshments will be served. There is no cost to attend.

With our kindest and best regards,

Glenda Sacks Jaffe                                                          Hillel Katzeff

858-546-8505                                                                     858-550-0425

Glenda.jaffe@sbcglobal.net                                       HillKat18@gmail.com

I learned about Mind Treasures recently and got very inspired!

Financial Literacy must be taught at elementary schools

In November of 2011, Education Secretary — Arne Duncan — urged the Advisory Council on Financial Capability to the White House to begin teaching financial literacy starting with kindergarten students.

Budgeting, along with other aspects of finances, may seem like complicated subjects for children as early as kindergarten. The secret to developing healthy financial habits, from early ages, lays in a unique approach to discover and develop hidden treasures of patience, moderation, responsibility, accountability, thankfulness, respect, generosity, truthfulness, and many other virtues.

By developing these hidden muscles we can raise a generation that will obtain, manage, and utilize various forms of wealth (knowledge, expertise, time, and money as well as physical, mental, emotional, and spiritual powers) to build stronger and healthier families, communities, and whole a new world.

Check this out:

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In Our Minds: From a post in Last Week’s Daily Kabbalah

Things often seem more daunting and difficult in our minds than they actually are.

In our minds, we make mountains out of molehills; we create big dramas out of tiny conflicts, and we see the work we need to do as insurmountable.

The good news is that you can always change your mind.

Spark Awesomeness!

Thanks this week to Arman, Michael J, Hillel, Alex, and Elisa.

Pay it forward…
Love,
Neville

“Be realistic. Plan for a miracle.”—Osho